Disclaimers and Privacy Policy

By using the website www.sanshafinancialservices.com and signing up for our services ("Sansha Financial Services" or "Services"), or providing us your personal information for any other purpose, you agree to this Privacy Policy and confirm that you have read our disclaimers carefully.

Sansha Financial Services LLP's key objective is to provide personalized and customized investment and financial planning services to their clients within the framework and compliance laid down by SEBI and AMFI. We are a registered distributor for mutual funds (ARN: 166947) and have qualified members in the organization to create and counsel on financial plans for individuals, families, and NRI investors.

This is to confirm that all advice and data provided on this website are either prepared by our team or extracted from third-party sources for the purpose of representation and general guidance. Any errors or mistakes therein should be reported to us immediately. We are not responsible for any loss arising due to errors, mistakes, or general advisory content provided on this website.

If you are a first-time visitor to our website:

✓ We do not collect any personally identifiable information about you unless you voluntarily provide it.
✓ We collect technical data about your interaction with our Services. This includes data such as pages visited, average time spent on the website, your internet protocol (IP) address, the unique identifier of your device, device information such as operating system and version, browser type and plugins, date and time of your request, referral URL, and cookies that may uniquely identify your browser or device.
✓ We use this data to analyse how visitors use our website and to improve the services and content provided through it.

1. Using Sansha Financial Services as a Visitor

If you have provided us your email address or contact details:

✓ You are a registered user of Sansha Financial Services.
✓ You may be asked to provide additional information such as your name or mobile number in order to access certain features or communications.
✓ We collect technical data about your interaction with the Services.
✓ We use all collected data to:
● Respond to your queries about our Services.
● Deliver notices, alerts, or communications relevant to your use of our Services.
● Offer you other financial products or services that may be of interest to you. You have the option to opt out of receiving such communications at any time.

2. Using Sansha Financial Services as a Registered User

If you wish to begin investing in mutual funds or other financial products through Sansha Financial Services:

✓ You will be asked for basic registration information, such as your name, email address, and contact number.
✓ You will be asked to provide personal details including your name, address, age, marital status, gender, and income details.
✓ You may be asked for financial information such as your bank account details and PAN number, as required for regulatory compliance.
✓ We use this information to:
● Facilitate your onboarding on AMFI-registered platforms and transaction systems.
● Ensure compliance with SEBI, AMFI, FEMA, and RBI norms applicable to resident and non-resident investors.
● Provide ongoing advisory, review, and portfolio management support.

3. Using Sansha Financial Services as an Investor

Your email address and contact details are used to send you updates, reviews, and communications related to our Services. You may update your communication preferences by reaching out to us directly at support@sanshafinancialservices.com.

Your personal data and passwords (where applicable) are stored securely. Under no circumstance do we share your passwords or sensitive credentials with any third party.

In order to facilitate investments through Sansha Financial Services, we may be required to verify your identity and complete compliance requirements of the relevant regulators. To do so, we may — directly or through authorized third parties — use the identification information you provide to verify it against databases maintained by a KYC Registration Agency (KRA) registered under SEBI's {KYC (Know Your Client) Registration Agency}Regulations, 2011, and the Unique Identification Authority of India (UIDAI).

We use trusted cloud-based software tools to perform certain business-related functions, including maintaining secure databases, processing communications, and conducting analytics. All such service providers are bound by the same standards of data security and confidentiality as we are, under law and contract.

4. How We Use Your Data

Simply put, under no circumstance will we sell, rent, or trade your personal information to anyone, for any reason, at any time.

Like any regulated financial services firm, we work with authorized third-party service providers who are bound by the same standards of data security and confidentiality as we are under law and contract. They are subject to the same legal obligations for the unauthorized disclosure of your personal information.

However, under Indian law, Sansha Financial Services LLP remains fully liable to you, our client, for any unauthorized disclosure of your sensitive personal information.

5. Sharing of Your Data

Sansha Financial Services follows industry best practices and uses recognized, open security principles when transferring, processing, and storing your data. We take reasonable and appropriate technical and organizational measures to protect your personal information against unauthorized access, disclosure, alteration, or destruction.

6. Security Practices and Procedures

We are bound by the (Indian) Information Technology Act, 2000, and comply with all its applicable provisions. Under Section 43A of the Information Technology Act, 2000, Sansha Financial Services LLP and all its authorized service providers are obliged to maintain reasonable security practices to safeguard your data. Should there be any accidental or unauthorized disclosure of your personally identifiable information, you have the right to seek compensation from Sansha Financial Services LLP.

7. Our Legal Obligations to You

Sansha Financial Services LLP is an AMFI Registered Mutual Fund Distributor vide
ARN: 166947 | EUIN: E325087
.
Initial Registration: 17.10.2019 | Expiry Date: 16.10.2028.
Mutual fund investments are subject to market risks. Please read the scheme information and all related documents carefully before investing. Past performance is not indicative of future returns.
We do not charge any advisory fees or transaction fees — directly or indirectly — as we earn commission from the funds we distribute. Commission disclosure is available on request.
While we make every effort to ensure the suitability of financial products recommended to you, the same may not always be in your best interest. We encourage clients to review all recommendations independently.
Sansha Financial Services LLP makes no warranties or representations, express or implied, on products offered through its platform. It accepts no liability for any damages or losses, however caused, in connection with the use of or reliance on its products or related services.
Investments in securities markets are subject to market risks. Please read all related documents carefully before investing.

8. AMFI & Regulatory Disclosures

Sansha Financial Services LLP distributes insurance products in partnership with IRDAI-registered insurance companies including HDFC Life, HDFC Ergo, ICICI Lombard, and TATA AIA. We act as a distributor and not as an underwriter. All insurance products are subject to the terms, conditions, and exclusions of the respective insurer. We earn commission from insurance companies on products distributed by us.

9. Insurance Distribution Disclosure

For Non-Resident Indian (NRI) clients, investment services are governed by applicable FEMA, RBI, and SEBI regulations. All NRI investment recommendations are made in good faith; however, clients are advised to independently verify regulatory compliance obligations applicable in their country of residence before investing.

10. NRI Advisory Disclosure

This Privacy Policy is published on www.sanshafinancialservices.com in compliance with applicable Indian data protection regulations. We update this Privacy Policy periodically and will notify you of any material changes. All changes take effect immediately upon posting. If you do not agree with the terms of this Privacy Policy or any changes made to it, please discontinue use of our Services and write to us at:

📧 info@sanshafinancialservices.com
📍 176/C, 13th Main, 4th Cross, 4th Block, Koramangala, Bengaluru 560034, Karnataka

11. Changes to This Privacy Policy

Last updated: April 2026